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Bank of Ireland Mortgages Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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Is my firm on the
Bank of Ireland Mortgages Conveyancing Panel?
Check your firm’s panel Status
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How can my firm apply to be on the Bank of Ireland Mortgages Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Bank of Ireland Mortgages Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by UK Finance and PI insurers such as AmTrust. It is a unique risk mitigation tool.

This system assists the way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with notifications given on Bank of Ireland Mortgages’s changes. Notwithstanding that using COMPLETIONmonitor is not a condition for acceptance on the Bank of Ireland Mortgages panel, demonstrating you can stay up to date with Bank of Ireland Mortgages’s Handbook requirements is an excellent support to your panel application and, more importantly, protect your firm’s panel standing.

The system creates real-time alerts, automatically produces COLP and CQS reports, and will improve your firm's efficiency. It is also user friendly, cost-effective and, for many firms, results in a PII saving.

Find a Law Firm approved by Bank of Ireland Mortgages

Mortgage companies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Bank of Ireland Mortgages are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Bank of Ireland Mortgages has made 260 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 10.5 days. In total, 59% of the sections of P2 of the UK Finance Lenders’ Handbook for Bank of Ireland Mortgages have been changed since 15/12/2008.

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Examples of recent questions relating to the Bank of Ireland Mortgages Solicitor Panel from members of the public

On what basis could a firm of solicitors be removed from the Bank of Ireland Mortgages approved conveyancing panel?
A survey recently commissioned by the Solicitors Regulatory Authority found that three quarters of solicitor practices had been removed from a lender panel. The most common reasons in order are :
  1. lack of transactions
  2. the lawyer is a sole practitioner
  3. as part of the HSBC panel reduction
  4. regulatory contact by SRA
  5. accidental removal. We are not aware of the specific or common criteria for removal by Bank of Ireland Mortgages
My lawyer has informed me that he requires proof of ID documents asserting that this forms part of his obligations as a solicitor on the Bank of Ireland Mortgages Conveyancing panel. Is this right?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that Bank of Ireland Mortgages also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Bank of Ireland Mortgages CML Handbook requirements last updated on Bank of Ireland Mortgages
Do all the licensed conveyancers and solicitor practices listed on your search have online case tracking as I understood that this was a condition of being on the Bank of Ireland Mortgages conveyancing panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
I am buying a new build flat and getting a mortgage with Bank of Ireland Mortgages. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Bank of Ireland Mortgages conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Bank of Ireland Mortgages conveyancing panel in your location.
Are all Conveyancing Quality Solicitors on the Bank of Ireland Mortgages conveyancing panel?
A selection of banks and building societies now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
How can we tell if a solicitor on the Bank of Ireland Mortgages panel is any good?
seeking recommendations is a good start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your conveyancing
I have paid off my mortgage with Bank of Ireland Mortgages. I assume I don't need a solicitor on the Bank of Ireland Mortgages panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Bank of Ireland Mortgages mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland Mortgages mortgage from the register. Bank of Ireland Mortgages,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Bank of Ireland Mortgages has sent the Land Registry the discharge electronically, and the Bank of Ireland Mortgages has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Bank of Ireland Mortgages mortgage has been paid off.

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