Bank of Ireland Mortgages Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and PI insurers. It is a unique risk mitigation tool.

This system facilitates the way you can demonstrate to lender panels that you are, and can stay fully compliant with their instructions, with automatic updates on Bank of Ireland Mortgages’s changes. Even though utilising the tool is not a condition for being on the Bank of Ireland Mortgages panel, demonstrating you can stay up to date with Bank of Ireland Mortgages’s Handbook requirements is an excellent support to your application to their lender panel and, more importantly, safeguard your panel standing.

COMPLETIONmonitor generates real-time alerts, automatically produces COLP and CQS reports, and will increase your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, results in reduced PII premiums.

Find a Law Firm approved by Bank of Ireland Mortgages

Banks and building societies frequently change their requirements. The UK Finance Lenders’ Handbook requirements from Bank of Ireland Mortgages are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Bank of Ireland Mortgages has made 258 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 10.6 days. In total, 59% of the sections of P2 of the UK Finance Lenders’ Handbook for Bank of Ireland Mortgages have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
5.14.9 03/10/2017 CML
Leasehold Conveyancing
Contact details at Bank of Ireland as Bank of Ireland Mortgages for approved lawyers for matters relating to the lease.
6.7.1 19/06/2017 CML
New Build Conveyancing
Bank of Ireland as Bank of Ireland Mortgages panel conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
6.6.4 21/11/2016 CML
Houses in Multipe Occupation
Bank of Ireland as Bank of Ireland Mortgages panel conveyancer requirements where the property comes within the definition of a house in multiple occupation
16.1.1 15/11/2016 CML
Title Documents
Bank of Ireland as Bank of Ireland Mortgages details for requesting Title Documentation
16.5.3b 15/11/2016 CML
Deed of Rectification
Where do solicitors and conveyancers send the deed of rectification in relation to Bank of Ireland as Bank of Ireland Mortgages mortgages ?
16.5.3c 15/11/2016 CML
Deed of Easement
Contact details at Bank of Ireland as Bank of Ireland Mortgages for conveyancing panel lawyers to send the deed of easement .
17.1.1 15/11/2016 CML
Redemption Statements
Contact details at Bank of Ireland as Bank of Ireland Mortgages for approved lawyers to request redemption statements .
6.7.1 21/10/2016 CML
New Build Conveyancing
Bank of Ireland as Bank of Ireland Mortgages panel conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
5.8.5 21/10/2016 CML
Leasehold Conveyancing : Freehold Reversion
Bank of Ireland as Bank of Ireland Mortgages approved lawyers clarification as to whether they accept security which comprises one of two leasehold flats in a building where the borrower also owns the freehold reversion of the other flat and the other leaseholder owns the freehold reversion in the borrower's flat? If so, are there any specific requirements??
6.14.1 30/11/2015 CML
Building Insurance
Bank of Ireland as Bank of Ireland Mortgages approved lawyers additional requirements concerning building insurance

Last update 03/04/2020

Frequently asked questions relating to the Bank of Ireland Mortgages Solicitor Panel from members of the public

My financial adviser has informed me that I have to pay Bank of Ireland Mortgages fees should I instruct my family lawyer. How efficient are the Bank of Ireland Mortgages conveyancing panel solicitors? I dont care which law firm I use as long as they're good and reasonably priced. Would you recommend a specific law firm on the Bank of Ireland Mortgages panel?
Bank of Ireland Mortgages’s conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that Bank of Ireland Mortgages will allow to act for them.
I am buying a new build flat and my conveyancer is advising me that she is duty bound to disclose incentives from the builder as her firm is on the Bank of Ireland Mortgages conveyancing panel. I am nearing the developer’s deadline to sign contracts and my preference is not to delay matters. Is my lawyer right?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Bank of Ireland Mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on Bank of Ireland Mortgages). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Bank of Ireland Mortgages conveyancing panel. My lawyer has said that they are on the Bank of Ireland Mortgages approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Bank of Ireland Mortgages conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Bank of Ireland Mortgages solicitor panel.
I am attempting to get my ex-husband removed the mortgage deeds. Can Bank of Ireland Mortgages really insist on which solicitor I can or can not instruct?
You can use any solicitor you like but Bank of Ireland Mortgages then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Bank of Ireland Mortgages solicitors panel
We are getting a further advance on our mortgage from Bank of Ireland Mortgages as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Bank of Ireland Mortgages conveyancing panel to deal with the legals?
Bank of Ireland Mortgages do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland Mortgages panel
I have today made my last payment due on mortgage with Bank of Ireland Mortgages. I assume I don't need a solicitor on the Bank of Ireland Mortgages panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Bank of Ireland Mortgages mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland Mortgages mortgage from the register. Bank of Ireland Mortgages,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Bank of Ireland Mortgages has sent the Land Registry the discharge electronically, and the Bank of Ireland Mortgages has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Bank of Ireland Mortgages mortgage has been paid off.
Me and my partner are purchasing a flat in Hendon. Conveyancing solicitors in Hendon need to beappointed. My colleaguesuggested that we make sure that the conveyancer in Hendon is on the Bank of Ireland Mortgages panel. Surely I don't need to do this, do I?
It is not that case that all Hendon conveyancing practices are on the Bank of Ireland Mortgages conveyancing panel. 5 people a month use our search tool to find a Hendon conveyancing lawyer on the on the Bank of Ireland Mortgages solicitors pane.