Aviva Equity Release Solicitor Panel Example Support Desk Enquires
from members of the public
How easy is it to change a solicitor as I need to find one who is on the Aviva Equity Release conveyancing panel. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
Our solicitor has discovered a problem with the lease for the flat we are buying. The other side have offered title insurance as a workaround. We are happy with insurance and will cover the costs. Our solicitor has advised that as he is on the Aviva Equity Release conveyancing panel he must check that the lender is happy with this solution. Are we the client or is Aviva Equity Release?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and Aviva Equity Release are the client. A precondition to being on the Aviva Equity Release approved panel is to comply with the CML Handbook requirements (last updated for this lender on Aviva Equity Release). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that Aviva Equity Release can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I have been looking for competitive conveyancing fees. Can I be sure that all the practices that are listed on your directory are on the Aviva Equity Release conveyancing panel?
The law firms listed on our site have assured us via an online form that they are on the Aviva Equity Release panel and agreed to advise us to take down their listing in the event of removal off of the Aviva Equity Release panel. To date we have not been informed by either a lender or a member of the public that the data about a specific firm being on the Aviva Equity Release conveyancing panel is incorrect.
My lawyers in London have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with Aviva Equity Release. Is it case that being on the Aviva Equity Release conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Aviva Equity Release Conveyancing Panel Terms. It might be worth you contacting Aviva Equity Release directly.
Is there a list of Aviva Equity Release panel conveyancers on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
We have a mortgage agreed in principle with Aviva Equity Release. Solicitors have been appointed? What is the average time that one could expect to receive a mortgage offer from Aviva Equity Release?
Some lenders take longer than others. Have Aviva Equity Release done the valuation? Have you advised Aviva Equity Release as your lawyers details and checked that your lawyer is on the Aviva Equity Release conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I am currently in the process of buying my council flat. I have a mortgage offer with Aviva Equity Release. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Aviva Equity Release you will need to appoint a solicitor on the Aviva Equity Release conveyancing panel.