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Atom Bank Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Atom Bank Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Atom Bank Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by professional indemnity insurers. COMPLETIONmonitor is a unique risk management tool.

This software assists the way you can demonstrate to lender panels that you are, and can stay fully compliant with their requirements, with alerts on Atom Bank’s changes. Notwithstanding that utilising COMPLETIONmonitor is not a prerequisite for Atom Bank , demonstrating you can remain up to date with Atom Bank’s Handbook requirements is a helpful support to your panel application and, just as importantly, safeguard your panel status.

COMPLETIONmonitor creates real-time alerts, automatically produces COLP and CQS reports, and will enhance your firm's efficiency. It is also user friendly, cost-effective and, for some firms, results in reduced PII premiums.

Find a Law Firm approved by Atom Bank

Mortgage companies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Atom Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Atom Bank has made 280 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 9.8 days. In total, 14% of the sections of P2 of the UK Finance Lenders’ Handbook for Atom Bank have been changed since 15/12/2008.

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Atom Bank Conveyancing Panel Example Support Desk Enquires from members of the public

My property lawyer is not listed on the Atom Bank Solicitor Panel. Can I still retain my family solicitor notwithstanding that they are not on the Atom Bank approved list?
You will need to have a conveyancer complete the legal work required when you take out a Atom Bank mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Atom Bank conveyancing panel additional costs will be incurred as separate legal representation will be required by Atom Bank. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
We are nearing an exchange and my mum and dad having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender Atom Bank. I am advised that, being on the Atom Bank conveyancing panel and acting on their behalf he must inform Atom Bank if the balance of the mortgage advance is coming from anyone other than me. I advised the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Atom Bank to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Atom Bank if you agree, failing which, your lawyer must cease to continue acting.
Do all the firms listed on your search have online case tracking as I was under the impression that this was a precondition of being on the Atom Bank conveyancing panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
We're in Liverpool, First timers purchasing with a mortgage (lender is Atom Bank , but our solicitor is on the Atom Bank conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Atom Bank conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
We were going to get a DIP from Atom Bank this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Atom Bank recommend a solicitor on the Atom Bank conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Atom Bank conveyancing panel. The solicitor represents both you and the Atom Bank through the process.
We have had an offer accepted on a apartment I spoke to a solicitor previously used by my mum and he recommended retaining a solicitor approved by Atom Bank. The estate agent recommended two local firms so I asked Atom Bank if the 2 suggested solicitors are approved, which they are not. Atom Bank suggested that either firm can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Atom Bank 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Ask Atom Bank for conveyancing panel firms in your area. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Atom Bank conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Atom Bank conveyancing panel as it may only take about 2-3 weeks. As long as they meet Atom Bank’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
Completion of my purchase has taken place with a loan from Atom Bank. Conveyancing was satisfactory but I would like to complain about Atom Bank. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the Atom Bank branches or the Customer Care Team at Atom Bank head office. In most cases complaints to Atom Bank are resolved effectively and efficiently. If you feel that the matter is not resolved you can write to the Financial Ombudsman Service with full details of your complaint.

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