Allied Irish Bank Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and PI insurers such as AmTrust. COMPLETIONmonitor is a unique risk management tool.

This system facilitates the way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with alerts on Allied Irish Bank’s changes. Notwithstanding that using this technology is not a prerequisite for Allied Irish Bank , demonstrating you can stay up to date with Allied Irish Bank’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, safeguard your panel standing.

The software generates real-time alerts, automatically produces compliance and CQS reports, and will increase your firm's efficiency. It is also simply to use, cost-effective and, for some firms, results in reduced PII premiums.

Book a Allied Irish Bank Panel Compliance Demo

Mortgage companies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Allied Irish Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Allied Irish Bank has made 176 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 15.5 days. In total, 51% of the sections of P2 of the UK Finance Lenders’ Handbook for Allied Irish Bank have been changed since 15/12/2008.

To find out more about lender panel compliance,

Book a Personalised Demo

Recent Changes Include

# Date Assoc. Changes Related To
10.11 20/10/2016 CML
10.9 20/10/2016 CML
14.2.1 20/10/2016 CML
16.4.2 20/10/2016 CML
5.19.1 20/10/2016 CML
5.4.6 20/10/2016 CML Local Search Indemnity Insurance
6.3.1 20/10/2016 CML
6.5.1 20/10/2016 CML
6.7.6 20/10/2016 CML
5.20.4 20/10/2016 CML

Last update 11/11/2018

FAQs for the Allied Irish Bank Conveyancing Panel from members of the public

My IFA has has requested my law firm’s panel reference for the Allied Irish Bank conveyancing panel. How do I obtain this. I have called my local Allied Irish Bank office but they have not responded to me.
You are best placed to get this information from your conveyancing lawyer. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Allied Irish Bank.
can you help? My conveyancer is assuring me that he has to order a Local Authority search as the firm are on the Allied Irish Bank conveyancing panel. Do I not have a choice here?
You have limited options available to you. Given that you are taking out a loan with Allied Irish Bank your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Allied Irish Bank’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Allied Irish Bank. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I require the services of a Allied Irish Bank panel solicitor in Belfast. Could you help me?
It is not clear why you need a Allied Irish Bank panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Allied Irish Bank to find out which solicitors in Allied Irish Bank are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
I am considering applying for a Allied Irish Bank mortgage for purchase of a new build (under development) with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Allied Irish Bank?
There is nothing to stop you using your solicitor but Allied Irish Bank will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Is it the case that all conveyancing lawyers on the Allied Irish Bank conveyancing panel work on a no sale no fee basis?
On the whole there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
I'm in the throws of looking at flats and now considering a potential offer. Is it premature to have a solicitor in place? I I am planning to take a mortgage with Allied Irish Bank
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Allied Irish Bank , ask your prospective lawyers check they are on the Allied Irish Bank conveyancing panel otherwise they can't do the mortgage legal work.
My ex -wife’s name is on the Allied Irish Bank mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Allied Irish Bank mortgage in order to sell?
As regards the Allied Irish Bank mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Allied Irish Bank in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.