Examples of recent questions relating to the Allied Irish Bank Conveyancing Panel from members of the public
How easy is it to change a solicitor as I need to find one who is on the Allied Irish Bank conveyancing panel. How easy is it to change conveyancer?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
Can you clarify something for me?. My lawyer is not to blame but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from Allied Irish Bank was issued random date and we have agreed a date for me to move into the property on Tues etc. My lawyer says that as she is on the Allied Irish Bank conveyancing panel she needs to reorder the searches as they are no longer valid.
One of the many conditions to being on the Allied Irish Bank approved panel is to comply with the CML Handbook requirements (last updated for this lender on Allied Irish Bank)which specifies that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Allied Irish Bank.
Are the lawyers identified as being on the Allied Irish Bank conveyancing panel, together with their details provided by Allied Irish Bank?
The law firm practices themselves provide us confirmation that they are on the Allied Irish Bank conveyancing panel as opposed to being supplied with a list from Allied Irish Bank directly.
I was scheduled to complete on my dream home yesterday. My lawyer’s firm is on the Allied Irish Bank solicitors panel but has moved offices in the past couple of months and had not informed Allied Irish Bank of their new address. Allied Irish Bank has locked down the release of mortgage funds until such time as their systems are up to date with the correct details.
This is a rare situation indeed. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Allied Irish Bank branch or your mortgage broker to see if they can assist.
My wife and I have arranged a further advance on our mortgage from Allied Irish Bank as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the Allied Irish Bank conveyancing panel to deal with the paperwork?
Allied Irish Bank would not normally instruct firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Allied Irish Bank panel
Why might a lender such as Allied Irish Bank withdraw a mortgage offer?
Banks and Building Societies such as Allied Irish Bank can withdraw their mortgage offer although this rarely happens. In the unlikely event that Allied Irish Bank withdraw their offer they may or may not inform you or the lawyer as to their reasoning. There are many potential reasons but here are a number of examples:
- Where information comes to Allied Irish Bank ‘s attention regarding the customers or the security that they were not aware of prior to offer that affects their original decision to lend
- If the borrower informs Allied Irish Bank of a change in security address
- If the borrower informs Allied Irish Bank of a change in the loan amount agreed
- If the lender reasonably suspects that the applicant, borrower, mortgagor or guarantor is involved in any criminal or fraudulent activity, including trading in illegal drugs or other substances, theft, robbery, deception or other serious offences, or if the applicant borrower, mortgagor or guarantor has a conviction for any serious criminal offence, including theft, deception, fraud, robbery or trade in illegal drugs or other substances;
- If the solicitor on the Allied Irish Bank conveyancing panel acting for the applicant, borrower, mortgagor or guarantor cannot comply with Allied Irish Bank ‘s instructions
Sometime soon me and my wife are purchasing a penthouse in Hendon. Conveyancing solicitors in Hendon are about to beinstructed. My friendsuggested that we check that the property lawyer in Hendon is on the Allied Irish Bank panel. Aren't all lawyers on the Allied Irish Bank panel?
Far from all Hendon conveyancing practices are on the Allied Irish Bank conveyancing panel. Use the above search tool to find a Hendon conveyancing solicitor on the on the Allied Irish Bank list of approved conveyancing firms.
