Allied Irish Bank Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and professional indemnity insures. It is a unique risk mitigation tool.

This system facilitates the way you can prove to lender panels that you are, and can stay fully compliant with their instructions, with automatic updates on Allied Irish Bank’s changes. While utilising the software is not a prerequisite for Allied Irish Bank , demonstrating you can remain up to date with Allied Irish Bank’s Handbook requirements is a helpful support to your panel application and, just as importantly, protect your firm’s panel status.

The system generates real-time alerts, automatically produces COLP and CQS reports, and will increase your firm's efficiency. It is also user friendly, cost-effective and, for many firms, leads to a PII saving.

Find a Law Firm approved by Allied Irish Bank

Banks and building societies often change their requirements. The UK Finance Lenders’ Handbook requirements from Allied Irish Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Allied Irish Bank has made 176 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 15.5 days. In total, 51% of the sections of P2 of the UK Finance Lenders’ Handbook for Allied Irish Bank have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
10.11 20/10/2016 CML
Mortgage Advance and Certificate of Title
What interest does the Allied Irish Bank (GB), a trading name of AIB Group (UK) charge if return of the mortgage advance is delayed?
10.9 20/10/2016 CML
Mortgage Advance and Certificate of Title
Do Allied Irish Bank (GB), a trading name of AIB Group (UK) have a specific contact point if completion is delayed for their conveyancing panel?
16.5.2 20/10/2016 CML
Deed of Variation
Contact details at Allied Irish Bank (GB), a trading name of AIB Group (UK) for conveyancing panel lawyers for confirming proposed deed of variation or agreement will not adversely affect Allied Irish Bank (GB), a trading name of AIB Group (UK)
5.14.9 20/10/2016 CML
Leasehold Conveyancing
Contact details at Allied Irish Bank (GB), a trading name of AIB Group (UK) for conveyancing panel lawyers for matters relating to the lease.
5.15.2a 20/10/2016 CML
Leasehold Conveyancing : Management Company
Contact details at Allied Irish Bank (GB), a trading name of AIB Group (UK) for approved lawyers for apparent problems with the management company.
6.6.1 20/10/2016 CML
Buy to Let Conveyancing
Contact details at Allied Irish Bank (GB), a trading name of AIB Group (UK) for conveyancing panel lawyers were the subject property is let/to be let and to check Allied Irish Bank (GB), a trading name of AIB Group (UK) lend on buy-to-let.
6.9.1 20/10/2016 CML
Easements
Contact details at Allied Irish Bank (GB), a trading name of AIB Group (UK) for conveyancing panel lawyers if necessary easements are absent
Unknown Rights and Easements Indemnity Insurance
3.1.3 20/10/2016 CML
Conveyancing Solicitors Details for Sellers
Do Allied Irish Bank (GB), a trading name of AIB Group (UK) require notification form their approved lawyer of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller?
14.1.5 20/10/2016 CML
Post Completion Conveyancing
Does the Allied Irish Bank (GB), a trading name of AIB Group (UK) need to be sent the original mortgage deed and/or any other original title documents by their approved lawyer ?
6.14.1a 01/12/2014 CML
contact point if property is not insured in accordance with lender requirement

Last update 04/04/2020

Q and A’s regarding the Allied Irish Bank Solicitor Panel from members of the public

My property lawyer is not listed on the Allied Irish Bank Approved Panel. Can I still retain my preferred solicitor notwithstanding that they are excluded from the Allied Irish Bank list of approved lawyers?
You will need to have a conveyancer complete the legal work required when you take out a Allied Irish Bank mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Allied Irish Bank conveyancing panel additional costs will be incurred as separate legal representation will be required by Allied Irish Bank. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
I am due to complete my purchase next Thursday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as he says that he has to check this in has capacity as lawyer for Allied Irish Bank. What does the insurance need to cover?
All property lawyers on the Allied Irish Bank conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Allied Irish Bank’s Part 2 requirements of the CML Handbook (last updated on Allied Irish Bank). Being on the Allied Irish Bank conveyancing panel your lawyer is expect to follow these instructions.
How do I search for a local solicitor on the Allied Irish Bank conveyancing panel? I have a car and am prepared to travel up to 10 miles to meet the solicitor.
Feel free to make use of the find a conveyancing panel search on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Allied Irish Bank solicitor panel.
Can you clarify what the consequences are if my lawyer’s firm is expelled from the Allied Irish Bank Conveyancing panel in advance of the moving date as agreed at exchange of contracts?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Can you point me to a directory of Allied Irish Bank panel solicitors on the CML Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
Hi, thinking about buying a house off my mate. Assuming we can agree a figure, what’s the best way to proceed? I hope to get a mortgage with Allied Irish Bank. Is it possible to avoid using solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Allied Irish Bank involved you will need to appoint a solicitor on the Allied Irish Bank conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Allied Irish Bank. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Allied Irish Bank conveyancing panel.
Intending to buy a house with a mortgage with Allied Irish Bank. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Allied Irish Bank conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Allied Irish Bank conveyancing panel