Ahli United Bank Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the Council of Mortgage Lenders and PI insurers such as AmTrust. It is a unique risk mitigation tool.

This system assists the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with automatic updates on Ahli United Bank’s changes. Even though utilising the software is not a prerequisite for Ahli United Bank , demonstrating you can stay up to date with Ahli United Bank’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, safeguard your firm’s panel status.

The system generates real-time alerts, automatically produces compliance and CQS reports, and will enhance your firm's efficiency. It is also user friendly, cost-effective and, for many firms, results in a PII saving.

Find a Law Firm approved by Ahli United Bank

Banks and building societies often vary their requirements. The UK Finance Lenders’ Handbook requirements from Ahli United Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Ahli United Bank has made 20 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 136.5 days. In total, 10% of the sections of P2 of the UK Finance Lenders’ Handbook for Ahli United Bank have been changed since 15/12/2008.

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Ahli United Bank Conveyancing Panel Recently Asked Questions from members of the public

I have been advised by my broker that I have to pay Ahli United Bank fees if I use my own solicitor. How efficient are the Ahli United Bank conveyancing panel solicitors? I dont care which law firm I use provided that they are good and not exorbitantly priced. Would you recommend a specific law firm on the Ahli United Bank panel?
Ahli United Bank’s conveyancing panel is substantial so your best bet is just to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Ahli United Bank will allow to act for them.
Can you help?. For no fault of my lawyer but, my purchase conveyancing has been going on for months. The Local Authority Search from Ahli United Bank was date stamped random date and we have agreed a date for me to move into the property on Tues etc. My solicitor informs me that as she is on the Ahli United Bank conveyancing panel she needs to redo the searches as they are now out of date.
One of the many conditions to being on the Ahli United Bank approved panel is to comply with the CML Handbook requirements (last updated for this lender on Ahli United Bank)which states that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Ahli United Bank.
Do all the firms listed on your directory have online case tracking as I understood that this was a condition of being on the Ahli United Bank conveyancing panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
I was expecting to complete on my dream home yesterday. My solicitor is on the Ahli United Bank conveyancing panel but has changed address in the past couple of months and had not informed Ahli United Bank of their new address. Ahli United Bank has locked down the release of mortgage funds until such time as their systems are up to date with the correct details.
This is a rare situation indeed. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Ahli United Bank branch or your mortgage broker to see if they can assist.
Last month we had a mortgage agreed in principle with Ahli United Bank. Solicitors have been appointed? How long does it take for Ahli United Bank to send the offer to our conveyancer
There is no definitive answer here. Have Ahli United Bank done the valuation? Have you advised Ahli United Bank as your lawyers details and checked that your lawyer is on the Ahli United Bank conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
My fiance and I are at the point of viewing houses and am about to put in an offer. Should I already have a conveyancer appointed at this stage? I intend to finance via a mortgage with Ahli United Bank
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Ahli United Bank , ask your prospective lawyers check they are on the Ahli United Bank conveyancing panel otherwise they can't do the mortgage legal work.
My ex -wife’s name is on the Ahli United Bank mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Ahli United Bank mortgage in order to sell?
As regards the Ahli United Bank mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Ahli United Bank in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.