Ahli United Bank Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the CML and professional indemnity insures. It is a unique risk mitigation tool.

This software optimises the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with notifications given on Ahli United Bank’s changes. While utilising the software is not a condition for acceptance on the Ahli United Bank panel, demonstrating you can stay up to date with Ahli United Bank’s Handbook requirements is an excellent support to your panel application and, just as importantly, protect your firm’s panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces compliance and CQS reports, and will enhance your firm's efficiency. It is also user friendly, cost-effective and, for many firms, results in reduced PII premiums.

Find a Law Firm approved by Ahli United Bank

Lenders frequently change their requirements. The UK Finance Lenders’ Handbook requirements from Ahli United Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes

Since 2008, Ahli United Bank has made 19 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 143.7 days. In total, 9% of the sections of P2 of the UK Finance Lenders’ Handbook for Ahli United Bank have been changed since 15/12/2008.

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Common questions asked concerning the Ahli United Bank Conveyancing Panel from members of the public

How easy is it to change a solicitor as I need to find one who is on the Ahli United Bank conveyancing panel. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
Our property lawyer has informed me that he requires personal identification documents asserting that this is part of his retainer as a solicitor on the Ahli United Bank Solicitor panel. This is news to me - can I refuse?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that Ahli United Bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Ahli United Bank CML Handbook requirements last updated on Ahli United Bank
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Ahli United Bank conveyancing panel. My lawyer has said that they are on the Ahli United Bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Ahli United Bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Ahli United Bank solicitor panel.
I would like to get my ex-wife taken off the mortgage deeds. Can Ahli United Bank really tell me which solicitor I can or can not instruct?
You can use any solicitor you like but Ahli United Bank then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Ahli United Bank solicitors panel
I previously instructed online conveyancers located in Cardiff who are on the Ahli United Bank solicitor panel. They have just invoiced me a separate fee of £135 for the legal aspects of the Ahli United Bank mortgage. Is this a supplemental conveyancing fee specified by Ahli United Bank?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Ahli United Bank but by your lawyers. Some firms on the Ahli United Bank will charge an ‘acting for lender’ fee and others do not.
Last month we had a mortgage agreed in principle with Ahli United Bank. Solicitors have been chosen? How long does it take for Ahli United Bank to send the offer to our conveyancer
There is no definitive answer here. Have Ahli United Bank conducted the valuation? Have you advised Ahli United Bank as your lawyers details and checked that your lawyer is on the Ahli United Bank conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
I currently have a mortgage with with Ahli United Bank. Conveyancing was finalised some time ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Ahli United Bank?
Ahli United Bank must be informed of your intention in advance of letting out your property as this is likely to be a breach of Ahli United Bank’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Ahli United Bank directly. You need not do this via a Ahli United Bank conveyancing panel solicitor.