Ahli United Bank Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. Supported by the Council of Mortgage Lenders and PI insurers. It is a unique risk mitigation tool.

This system assists the way you can demonstrate to lender panels that you are, and can stay fully compliant with their requirements, with alerts on Ahli United Bank’s changes. Even though utilising the tool is not a prerequisite for Ahli United Bank , demonstrating you can remain up to date with Ahli United Bank’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, safeguard your panel standing.

The system creates real-time alerts, automatically produces COLP and CQS reports, and will enhance your firm's efficiency. It is also user friendly, cost-effective and, for many firms, leads to reduced PII premiums.

Find a Law Firm approved by Ahli United Bank

Mortgage companies often change their requirements. The UK Finance Lenders’ Handbook requirements from Ahli United Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Ahli United Bank has made 19 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 143.7 days. In total, 9% of the sections of P2 of the UK Finance Lenders’ Handbook for Ahli United Bank have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Ahli United Bank Conveyancing Panel Recently Asked Questions from members of the public

Is the fact that my conveyancer is not isted on the Ahli United Bank Solicitor panel that there is a problem with the standard of her work?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Ahli United Bank.
Can you help?. For no fault of my lawyer but, my purchase conveyancing has been going on for months. The Local Authority Search from Ahli United Bank was date stamped random date and we have agreed a date for me to move into the property on 6. My lawyer informs me that as she is on the Ahli United Bank conveyancing panel she needs to reorder the searches as they are no longer acceptable to the lender.
One of the many conditions to being on the Ahli United Bank approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on Ahli United Bank)which states that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Ahli United Bank.
Your search tool is useful but there are many lawyers listed near Coventry on the Ahli United Bank conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the Ahli United Bank approved panel?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
My uncle passed away six months ago and as sole heir and executor was left the property. The house had a relatively small loan remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Ahli United Bank , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Ahli United Bank will insist on your using a conveyancer on the Ahli United Bank conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Ahli United Bank conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Ahli United Bank mortgage is registered as a charge at the Land Registry.
Last month we had a mortgage agreed in principle with Ahli United Bank. Solicitors have been instructed? How long does it take for Ahli United Bank to send the offer to our conveyancer
There is no definitive answer here. Have Ahli United Bank conducted the survey? Have you advised Ahli United Bank as your lawyers details and checked that your lawyer is on the Ahli United Bank conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
My brother and I have agreed a price on a apartment I spoke to a solicitor previously used by my mum and he advised instructing a property lawyers approved by Ahli United Bank. The estate agent recommended two local firms so I asked Ahli United Bank if the 2 suggested solicitors are approved, which they are not. Ahli United Bank pointed out that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Ahli United Bank 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of Ahli United Bank for conveyancing panel firms in your area. Lenders have them all over the country. You can also use our search tool at the top of this page to search for a lawyer on the Ahli United Bank conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Ahli United Bank conveyancing panel as it may only take about 2-3 weeks. As long as they meet Ahli United Bank’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
Can I register a complaint to Ahli United Bank about the lawyers being on the Ahli United Bank conveyancing panel?
Complaining to Ahli United Bank about their conveyancing panel is unlikely to yield much of a response. Every solicitor firm and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.

The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.

If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.