Ahli United Bank Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and PI insurers such as AmTrust. COMPLETIONmonitor is a unique risk mitigation tool.

This system optimises the way you can prove to lender panels that you are, and can remain fully compliant with their requirements, with notifications given on Ahli United Bank’s changes. While using the tool is not a prerequisite for Ahli United Bank , demonstrating you can remain up to date with Ahli United Bank’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, protect your panel status.

The software creates real-time alerts, automatically produces SRA and CQS reports, and will increase your firm's efficiency. It is also simply to use, cost-effective and, for some firms, leads to reduced PII premiums.

Book a Ahli United Bank Demo for this Panel Compliance Tool

Mortgage companies often vary their requirements. The UK Finance Lenders’ Handbook requirements from Ahli United Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Ahli United Bank has made 19 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 143.7 days. In total, 9% of the sections of P2 of the UK Finance Lenders’ Handbook for Ahli United Bank have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
3.1.6 01/12/2014 CML
verification of identity
6.14.1a 01/12/2014 CML
contact point if property is not insured in accordance with lender requirement
6.14.1b 01/12/2014 CML
buildings insurance in joint names or lender interest noted
6.14.1d 01/12/2014 CML
maximum excess re building insurance
6.14.2 01/12/2014 CML
requirement that all insurance risks are included
3.1.3 01/12/2014 CML
Conveyancing Solicitors Details for Sellers
Do Ahli United Bank (UK) plc require notification form their panel lawyer of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller?
3.1.5 01/12/2014 CML
ID Documentation
Ahli United Bank (UK) plc panel lawyers requirements re ID Documentation: Further acceptable documents (if any)
5.20.4 23/09/2013 CML
Green Deal Plans
Ahli United Bank (UK) plc requirements for conveyancing panel/approved lawyers as to whether Ahli United Bank (UK) plc need to be notified/reported as to details of any existing Green Deal Plan(s) on a property
17.2.1b 12/07/2013 CML
Evidence of Discharge of Mortgage
Do Ahli United Bank (UK) plc send the discharge via a DS 1 form or direct with the Land Registry?
14.1.5 26/04/2013 CML
Post Completion Conveyancing
Does the Ahli United Bank (UK) plc need to be sent the original mortgage deed and/or any other original title documents by their conveyancing panel ?

Last update 14/11/2018

Frequently asked questions relating to the Ahli United Bank Conveyancing Panel from members of the public

It has come to my attention via my broker that my property lawyer is not on the Ahli United Bank Solicitor panel. How can I be sure that this is correct?
The first thing you need to do is to contact your conveyancer. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they may recommend you to a firm that is on the conveyancing panel for Ahli United Bank.
Our conveyancer has informed me that he requires proof of ID documents asserting that this is part of his requirements as a conveyancer on the Ahli United Bank Solicitor panel. Can you confirm whether this is the case?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that Ahli United Bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Ahli United Bank CML Handbook requirements last updated on Ahli United Bank
I have been looking for conveyancing quotes online. Can I be confident that all the firms that are listed on your directory are on the Ahli United Bank conveyancing panel?
The law firms listed on our site have advised us that they are on the Ahli United Bank panel and agreed to advise us to take down their listing in the event of removal off of the Ahli United Bank panel. To date we have not been informed by either a bank or a member of the public that the data about a specific firm being on the Ahli United Bank conveyancing panel is incorrect.
I am purchasing a garden flat and getting a mortgage with Ahli United Bank. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Ahli United Bank conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Ahli United Bank conveyancing panel in your location.
Can you point me to a directory of Ahli United Bank panel conveyancers on the CML Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
I currently have a mortgage with with Ahli United Bank. Conveyancing was finalised some time ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Ahli United Bank?
Your original mortgage agreement with Ahli United Bank will provide that you need their approval before letting out your property as this is likely to be a breach of Ahli United Bank’s mortgage conditions. It may be that Ahli United Bank will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Ahli United Bank directly. You need not do this via a Ahli United Bank conveyancing panel lawyer.
I am due to exchange contracts on my flat. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Ahli United Bank are being problematic. The solicitor who is on the Ahli United Bank conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Ahli United Bank are insisting on a building regulation certificate. Why do Ahli United Bank have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Ahli United Bank have referred the matter to their valuer. The reason why Ahli United Bank may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.