Ahli United Bank Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the CML and PI insurers. It is a unique risk management tool.

This software optimises the way you can demonstrate to lender panels that you are, and can stay fully compliant with their requirements, with alerts on Ahli United Bank’s changes. Even though utilising COMPLETIONmonitor is not a condition for acceptance on the Ahli United Bank panel, demonstrating you can stay up to date with Ahli United Bank’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, safeguard your firm’s panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces COLP and CQS reports, and will improve your firm's efficiency. It is also user friendly, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by Ahli United Bank

Lenders frequently change their requirements. The UK Finance Lenders’ Handbook requirements from Ahli United Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Ahli United Bank has made 19 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 143.7 days. In total, 9% of the sections of P2 of the UK Finance Lenders’ Handbook for Ahli United Bank have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
5.14.9 25/09/2017 CML
Leasehold Conveyancing
Contact details at Ahli United Bank (UK) plc for conveyancing panel lawyers for matters relating to the lease.
3.1.4 01/12/2014 CML
details of the seller's solicitors or licensed conveyancers
5.5.1b 01/12/2014 CML
conveyancing requirements in terms of time for building regulation consents
6.14.1c 01/12/2014 CML
buildings insurance total sum insured calculation
6.14.2 01/12/2014 CML
requirement that all insurance risks are included
6.14.4 01/12/2014 CML
sending a copy of the buildings insurance policy and last premium
6.14.1 01/12/2014 CML
Building Insurance
Ahli United Bank (UK) plc approved lawyers additional requirements concerning building insurance
3.1.5 01/12/2014 CML
ID Documentation
Ahli United Bank (UK) plc panel lawyers requirements re ID Documentation: Further acceptable documents (if any)
5.20.4 23/09/2013 CML
Green Deal Plans
Ahli United Bank (UK) plc requirements for conveyancing panel/approved lawyers as to whether Ahli United Bank (UK) plc need to be notified/reported as to details of any existing Green Deal Plan(s) on a property
14.1.5 26/04/2013 CML
Post Completion Conveyancing
Does the Ahli United Bank (UK) plc need to be sent the original mortgage deed and/or any other original title documents by their approved lawyer ?

Last update 14/03/2019

FAQs for the Ahli United Bank Conveyancing Panel from members of the public

How easy is it to change a solicitor as I need to find one who is on the Ahli United Bank conveyancing panel. Is it advisable to appoint a new law firm?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
Our lawyer has discovered a problem with the lease for the apartment we are purchasing. The seller’s lawyers have offered defective title insurance as a solution. We are happy with insurance and will cover the costs. Our lawyer has advised that as he is on the Ahli United Bank conveyancing panel he must be satisfied that the lender is happy with this solution. Who is the client here, us or Ahli United Bank?
Just because you have a mortgage offer from Ahli United Bank does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Ahli United Bank are the client. These conveyancing instructions have to be complied with by the Ahli United Bank conveyancing panel who has to balance acting for you and Ahli United Bank
Your search tool is useful but there are many lawyers listed near Coventry on the Ahli United Bank conveyancing panel. Can you recommend a specific firm on the Ahli United Bank approved panel?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
I am attempting to get my ex-wife taken off the mortgage deeds. Can Ahli United Bank really tell me which solicitor I can or can not retain?
You can use any solicitor you like but Ahli United Bank then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Ahli United Bank solicitors panel
How can we tell if a solicitor on the Ahli United Bank panel is any good?
obtaining recommendations is a sensible starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer handling your conveyancing
My wife and I have arranged a further advance on our mortgage from Ahli United Bank as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Ahli United Bank conveyancing panel to deal with the paperwork?
Ahli United Bank would not normally appoint firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Ahli United Bank panel
My ex -wife’s name is on the Ahli United Bank mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Ahli United Bank mortgage in order to sell?
In terms of the Ahli United Bank mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Ahli United Bank in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.