Adam & Company Solicitor Panel Sample Enquires to our Call Center from members of the public
My financial adviser has informed me that I have to pay Adam & Company fees should I instruct my family lawyer. How efficient are the Adam & Company conveyancing panel solicitors? I'm happy to use any solicitor in the country TBH as long as they're good and reasonably priced. Are there any Adam & Company conveyancers you'd recommend?
Adam & Company’s conveyancing panel is pretty large so it would be advisable to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Adam & Company will allow to act for them.
My partner and I changing mortgage lender for our flat with Adam & Company. We have a son approaching twenty who lives with us. The solicitor on the Adam & Company conveyancing panel requested us to identify anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the property is forfeited by the lender. I have two concerns (1) Is this document specific to the Adam & Company conveyancing panel as he never had to sign this form when we purchased 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Adam & Company .This is solely used to protect the Adam & Company if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Adam & Company had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
How do I find a local solicitor on the Adam & Company conveyancing panel? I have a car and am prepared to travel up to 20 kilometers to meet the conveyancer.
You can use the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Adam & Company solicitor panel.
I am considering applying for a Adam & Company mortgage for purchase of a new build (under development) with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Adam & Company?
In theory, you could use a solicitor that is not on Adam & Company conveyancing panel, but Adam & Company would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
Is there a list of Adam & Company panel conveyancers on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
I have today made my last payment due on mortgage with Adam & Company. I assume I don't need a solicitor on the Adam & Company panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Adam & Company mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Adam & Company mortgage from the register. Adam & Company,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Adam & Company has sent the Land Registry the discharge electronically, and
the Adam & Company has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Adam & Company mortgage has been paid off.
We are are purchasing a house in Hendon. Conveyancing solicitors in Hendon will soon begiven the go-ahead. My fathersuggested that we check that the conveyancer in Hendon is on the Adam & Company approved list of lawyers. Is this really necessary?
A limited percentage of Hendon conveyancing solicitors are on the Adam & Company conveyancing panel. Click here to find a Hendon conveyancing firm on the on the Adam & Company list of approved conveyancing firms.