Adam & Company Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. Supported by the Council of Mortgage Lenders and professional indemnity insures. COMPLETIONmonitor is a unique risk mitigation tool.

This software is the only way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with automatic updates on Adam & Company’s changes. While using this technology is not a prerequisite for Adam & Company , demonstrating you can remain up to date with Adam & Company’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, safeguard your panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces compliance and CQS reports, and will improve your firm's efficiency. In addition it is simply to use, cost-effective and, for many firms, leads to reduced PII premiums.

Find a Law Firm approved by Adam & Company

Banks and building societies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Adam & Company are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Adam & Company has made 219 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 12.5 days. In total, 61% of the sections of P2 of the UK Finance Lenders’ Handbook for Adam & Company have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
3.1.4 01/12/2014 CML
details of the seller's solicitors or licensed conveyancers
6.14.1c 01/12/2014 CML
buildings insurance total sum insured calculation
3.1.3 01/12/2014 CML
Conveyancing Solicitors Details for Sellers
Do Adam & Company require notification form their approved lawyer of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller?
10.2a 14/01/2011 CML
Mortgage Advance and Certificate of Title
Do Adam & Company send the mortgage advance electronically or by cheque?
14.1.5 14/01/2011 CML
Post Completion Conveyancing
Does the Adam & Company need to be sent the original mortgage deed and/or any other original title documents by their conveyancing panel ?
16.3.4 14/01/2011 CML
Transfer of Equity
Adam & Company requirements for conveyancing panel lawyers as to whether Adam & Company need to be sent the Transfer of Equity
16.4.1 14/01/2011 CML
Consent to Let
Contact details at Adam & Company for consent to let.
16.5.2 14/01/2011 CML
Deed of Variation
Contact details at Adam & Company for approved lawyers for confirming proposed deed of variation or agreement will not adversely affect Adam & Company
5.15.2c 14/01/2011 CML
Leasehold Conveyancing : Management Company
Adam & Company approved lawyers leasehold conveyancing requirements : requirement as to whether a copy of the signed blank stock transfer form needs to be sent to them
5.5.3d 14/01/2011 CML
Certificates of Lawful Use
Adam & Company panel lawyers clarification as to whether they need to send any certificates of lawful use or development/established use certificates
Lack of Planning Permission Indemnity Insurance

Last update 24/01/2020

Common questions asked concerning the Adam & Company Conveyancing Panel from members of the public

I need to swap lawyers as my lawyer is not on the Adam & Company panel of conveyancing solicitors. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
We are nearing an exchange and my parents having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender Adam & Company. Apparently, being on the Adam & Company conveyancing panel and acting on their behalf he must inform Adam & Company if the balance of the mortgage advance is coming from anyone other than me. I disclosed to the bank about my parent’s contribution when I applied for the home loan so is it really necessary for him to raise this?
Your lawyer is obliged to check with Adam & Company to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Adam & Company if you agree, failing which, your lawyer must cease to continue acting.
I see that you have a search directory listing firms on the Adam & Company conveyancing panel. Do firms pay you a referral fee if I appoint them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the Adam & Company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
My house is up for sale and I have a buyer. Does my solicitor have to be on the Adam & Company conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Adam & Company conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
When it comes to lenders such as Adam & Company do lawyers have to be pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I previously instructed online conveyancers based in Bristol who are on the Adam & Company solicitor panel. They have just invoiced me a separate fee of £135 for dealing with the Adam & Company mortgage. Is this an additional conveyancing fee set by Adam & Company?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Adam & Company but by your lawyers. Some firms on the Adam & Company will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
My brother and I have had an offer accepted on a flat I spoke to a solicitor previously used by my brother and he advised using a law firm approved by Adam & Company. The estate agent recommended two local firms so I asked Adam & Company if the 2 suggested solicitors are approved, which they are not. Adam & Company suggested that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Adam & Company 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Ask Adam & Company to suggest a law firm in your location. Lenders have them all over the country. You can also use our search tool at the top of this page to search for a lawyer on the Adam & Company conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Adam & Company conveyancing panel as it may only take about 2-3 weeks. As long as they meet Adam & Company’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.