Adam & Company International Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. Supported by the Council of Mortgage Lenders and professional indemnity insures. COMPLETIONmonitor is a unique risk mitigation tool.

This software is the only way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with alerts on Adam & Company International’s changes. Even though utilising the software is not a prerequisite for Adam & Company International , demonstrating you can stay up to date with Adam & Company International’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, safeguard your firm’s panel status.

The software generates real-time alerts, automatically produces compliance and CQS reports, and will enhance your firm's efficiency. In addition it is user friendly, cost-effective and, for many firms, results in reduced PII premiums.

Find a Law Firm approved by Adam & Company International

Mortgage companies often change their requirements. The UK Finance Lenders’ Handbook requirements from Adam & Company International are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Adam & Company International has made 216 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 12.6 days. In total, 61% of the sections of P2 of the UK Finance Lenders’ Handbook for Adam & Company International have been changed since 15/12/2008.

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Recent Changes Include

# Date Assoc. Changes Related To
6.14.1d 01/12/2014 CML
maximum excess re building insurance
6.14.4 01/12/2014 CML
sending a copy of the buildings insurance policy and last premium
10.11 24/01/2011 CML
Mortgage Advance and Certificate of Title
What interest does the Adam & Company International charge if return of the mortgage advance is delayed?
10.2a 24/01/2011 CML
Mortgage Advance and Certificate of Title
Do Adam & Company International send the mortgage advance electronically or by cheque?
16.3.4 24/01/2011 CML
Transfer of Equity
Adam & Company International requirements for conveyancing panel lawyers as to whether Adam & Company International need to be sent the Transfer of Equity
16.3.7a 24/01/2011 CML
Transfer of Equity
Contact details at Adam & Company International for approved lawyers for obtaining execution of transfer equity
16.5.3d 24/01/2011 CML
Option Agreements
Contact details at Adam & Company International for approved lawyers to send option agreements .
5.14.15b 24/01/2011 CML
Leasehold Conveyancing
Adam & Company International approved lawyers leasehold conveyancing requirements : acceptability of indemnity insurance where the terms of the lease are unsatisfactory
Absentee Landlord Indemnity Insurance
5.17.5b 24/01/2011 CML
Power of Attorney
Adam & Company International requirements for conveyancing panel lawyers as to whether Adam & Company International need to be sent statutory declaration of non-revocation of power of attorney
5.5.1a 24/01/2011 CML
requirements in terms of time for planning consents

Last update 12/11/2019

Adam & Company International Conveyancing Panel Example Support Desk Enquires from members of the public

My Solicitor has never been on on the Adam & Company International Solicitor Panel. Can I still continue with my family solicitor notwithstanding that they are excluded from the Adam & Company International panel of approved conveyancing solicitors?
You will need to have a conveyancer complete the legal work required when you take out a Adam & Company International mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Adam & Company International conveyancing panel additional costs will be incurred as separate legal representation will be required by Adam & Company International. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
We are only a couple days away from an exchange and my mum and dad having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender Adam & Company International. I am advised that, being on the Adam & Company International conveyancing panel and acting on their behalf he must inform Adam & Company International if the balance of the mortgage advance is not just from me. I advised the bank about my parent’s contribution when I applied for the home loan so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Adam & Company International to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Adam & Company International if you agree, failing which, your lawyer must cease to continue acting.
Do all the firms listed on your search have online case tracking as I understood that this was a condition of being on the Adam & Company International conveyancing panel?
No. There is no CML Part 2 or Building Society Association requirement relating to online case tracking. Some law firms operate such technology and some don't.
Can you clarify what the consequences are if my lawyer’s firm is suspended from the Adam & Company International Conveyancing panel in advance of the moving date as agreed at exchange of contracts?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
When it comes to lenders such as Adam & Company International do solicitors have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I'm in the throws of viewing flats and now considering a potential offer. Is it best to have a conveyancer on ‘stand by’? I intend to finance via a mortgage with Adam & Company International
It would be sensible to have your start your search soon rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Adam & Company International , make sure you remember to check that your lawyer is on the Adam & Company International conveyancing panel.
I was told two weeks ago that my mortgage has been agreed to by Adam & Company International. Is it usual for Adam & Company International to only issue the offer once my solicitor is approved on their conveyancing panel?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Adam & Company International to deal with your lawyers application to be on the Adam & Company International conveyancing panel. There's no guarantee that your solicitors will be accepted.