Adam & Company International Solicitor Panel Recently Asked Questions from members of the public
Is the fact that my conveyancer is not identified on the Adam & Company International Conveyancing panel that there is a problem with the quality of the firm’s conveyancing?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Adam & Company International.
Expecting to complete my purchase next Tuesday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as he says that he has to check this in has capacity as lawyer for Adam & Company International. What does the insurance need to cover?
All property lawyers on the Adam & Company International conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Adam & Company International’s Part 2 requirements of the CML Handbook (last updated on Adam & Company International). Being on the Adam & Company International conveyancing panel your lawyer is expect to follow these requirements.
I need to find a Adam & Company International panel solicitor in Inverness. Could you help me?
Unfortunately it’s not apparent why you need a Adam & Company International panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Adam & Company International to find out which solicitors in Adam & Company International are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
I am trying to get my ex-husband taken off the mortgage deeds. Can Adam & Company International really insist on which solicitor I can or can not use?
You can use any solicitor you like but Adam & Company International then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Adam & Company International solicitors panel
We have agreed a price on a flat I spoke to a solicitor recommended by my uncle and he recommended retaining a law firm approved by Adam & Company International. The estate agent recommended two local firms so I asked Adam & Company International if the 2 suggested solicitors are approved, which they are not. Adam & Company International suggested that either firm can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Adam & Company International 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of Adam & Company International to suggest a law firm in your location. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Adam & Company International conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Adam & Company International conveyancing panel as it may only take about 2-3 weeks. As long as they meet Adam & Company International’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
I recently had an offer accepted on a house. My financial adviser suggested a solicitor I paid an upfront payment of 225. Soon after the conveyancers contacted me to say that they were not on the Adam & Company International conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Adam & Company International panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My ex -wife’s name is on the Adam & Company International mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Adam & Company International mortgage in order to sell?
As regards the Adam & Company International mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Adam & Company International in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.
