Accord Mortgages Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and professional indemnity insures. It is a unique risk management tool.

This software assists the way you can prove to lender panels that you are, and can stay fully compliant with their instructions, with automatic updates on Accord Mortgages’s changes. Notwithstanding that utilising the software is not a prerequisite for Accord Mortgages , demonstrating you can stay up to date with Accord Mortgages’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, safeguard your firm’s panel status.

The software generates real-time alerts, automatically produces COLP and CQS reports, and will improve your firm's efficiency. It is also simply to use, cost-effective and, for some firms, leads to reduced PII premiums.

Find a Law Firm approved by Accord Mortgages

Mortgage companies often change their requirements. The UK Finance Lenders’ Handbook requirements from Accord Mortgages are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Accord Mortgages has made 318 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 8.6 days. In total, 44% of the sections of P2 of the UK Finance Lenders’ Handbook for Accord Mortgages have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
6.4.4 05/09/2017 CML
5.14.9 02/05/2017 CML
1.11a 06/02/2017 CML
4.5b 06/02/2017 CML
5.15.2a 06/02/2017 CML
6.14.1d 01/12/2014 CML
6.7.1 01/12/2014 CML
5.2.1 01/12/2014 CML
6.14.1 01/12/2014 CML
14.1.5 12/09/2014 CML

Last update 19/03/2019

FAQs for the Accord Mortgages Solicitor Panel from members of the public

On what basis would a law firm be excluded from the Accord Mortgages approved conveyancing panel?
A survey recently commissioned by the Solicitors Regulatory Authority found that three quarters of law firms had been removed from a lender panel. The most common reasons in order are :
  1. Low volume of transactions
  2. the lawyer is a sole practitioner
  3. as part of the HSBC panel reduction
  4. regulatory contact by SRA
  5. accidental removal. We are not aware of the specific or common criteria for removal by Accord Mortgages
Much to my surprise my conveyancing solicitor is asking me for personal identification documents stating that this forms part of his obligations as a solicitor on the Accord Mortgages Conveyancing panel. This is news to me - can I refuse?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that Accord Mortgages also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Accord Mortgages CML Handbook requirements last updated on Accord Mortgages
I am buying a property and need a conveyancing solicitor in Liverpool who is on the Accord Mortgages conveyancing. Could you point me in the right direction as regards a firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Accord Mortgages . We don’t recommend any particular firm.
We're in Wales, First time buyers purchasing with a mortgage (lender is Accord Mortgages , but our solicitor is on the Accord Mortgages conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Accord Mortgages conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Is there a list of Accord Mortgages panel conveyancers on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
Can I be sure that the solicitor on the Accord Mortgages panel is any good?
obtaining recommendations is a sensible starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer handling your transaction
We have a mortgage agreed in principle with Accord Mortgages. Solicitors have been instructed? How long does it take for Accord Mortgages to send the offer to our conveyancer
Some lenders take longer than others. Have Accord Mortgages done the survey? Have you advised Accord Mortgages as your lawyers details and checked that your lawyer is on the Accord Mortgages conveyancing panel? It is not unusual for a mortgage offer to take a month to come through