Q and A’s regarding the Accord Mortgages Conveyancing Panel
from members of the public
I need to swap lawyers as my lawyer is not on the Accord Mortgages panel of conveyancing solicitors. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
Our conveyancer has informed me that he requires personal identification documents asserting that this is part of his legal duty as a solicitor on the Accord Mortgages Solicitor panel. Can this be correct?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with Accord Mortgages your lawyer also has to check ID documents to satisfy Accord Mortgages
I am planning to acquire a house and require a conveyancing solicitor in Manchester who is on the Accord Mortgages conveyancing. Could you point me in the right direction as regards a firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Accord Mortgages . We don’t recommend any particular firm.
I would like to get my ex-wife removed the mortgage deeds. Can Accord Mortgages really tell me which solicitor I can or can not retain?
You can use any solicitor you like but Accord Mortgages then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Accord Mortgages solicitors panel
How can we tell if a solicitor on the Accord Mortgages panel is any good?
obtaining recommendations is a sensible start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor carrying out your transaction
My husband and I are spending time looking at flats and am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with Accord Mortgages
It would be sensible to have your start your search soon rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Accord Mortgages , make sure you remember to check that your lawyer is on the Accord Mortgages conveyancing panel.
The for formalities of my purchase has taken place with a mortgage from Accord Mortgages. Conveyancing was a necessary evil but I would like to complain about Accord Mortgages. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first point of contact should be one of the Accord Mortgages branches or the Customer Care Team at Accord Mortgages head office. In most cases complaints to Accord Mortgages are sorted out effectively and efficiently. If you feel that the matter is not resolved you can write to the
Financial Ombudsman Service who will take matters further.