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from members of the public
How easy is it to change a solicitor as I need to find one who is on the Accord Buy to Let conveyancing panel. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
My son is buying a house that has just been built with a mortgage from Accord Buy to Let. His conveyancer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Accord Buy to Let conveyancing panel as a standard part of the process, and to the valuer when requested.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Accord Buy to Let conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I am planning to acquire a house and require a conveyancing solicitor in Newcastle who is on the Accord Buy to Let approved. Can you recommend a local solicitor?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Accord Buy to Let . We don’t recommend any particular firm.
I was scheduled to complete on my first house two days ago. My lawyer’s firm is on the Accord Buy to Let conveyancing panel but has changed address in the past couple of months and had not advised Accord Buy to Let of their new address. Accord Buy to Let has locked down the release of mortgage funds until such time as their systems are up to date with the correct details.
This is as unusual as it is unlucky. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Accord Buy to Let branch or your mortgage broker to see if they can help.
Is it the case that all conveyancing lawyers on the Accord Buy to Let conveyancing panel work on a no move no charge basis?
On the whole there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their service
I had instructed online solicitors based in Cardiff who are on the Accord Buy to Let solicitor panel. They have just invoiced me a separate fee of £135 for the legal aspects of the Accord Buy to Let mortgage. Is this an additional conveyancing fee set by Accord Buy to Let?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Accord Buy to Let but by your lawyers. Some firms on the Accord Buy to Let will charge an ‘acting for lender’ fee and others do not.
I was told four weeks ago that my mortgage has been agreed
to by Accord Buy to Let. Is it usual for Accord Buy to Let to only issue the offer once my
solicitor is approved on their conveyancing panel?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Accord Buy to Let to deal with your lawyers application to be on the Accord Buy to Let conveyancing panel. There's no guarantee that your solicitors will be accepted.